From Longman Business Dictionaryfree of particular averageˌfree of parˌticular ˈaverage abbreviation FPA adjective [not before a noun] INSURANCETRANSPORTa condition stating that insurance is only against TOTAL LOSS (=when the thing insured is totally lost or destroyed), not PARTIAL LOSS (=when the thing insured is not totally lost or destroyed). Free of particular average is one of the INSTITUTE CARGO CLAUSES
