From Longman Business Dictionarycredit riskˈcredit ˌrisk (also repayment risk)BANKINGFINANCE1[countable, uncountable] the risk that a person or company will not pay back a loan or debtThe credit risk of each individual has to be assessed separately.2[countable] a person or company judged according to the risk involved in lending them moneyborrowers who were previously shown to be bad credit risks → risk