From Longman Business Dictionarycapital surplusˈcapital ˌsurplus1[countable]ECONOMICSfinance when a company or country has more money for investment than it needsIt makes financial sense to borrow in capital surplus countries and lend to countries where capital is relatively scarce.2[countable]INSURANCE the difference between the amount of money received by insurers from customers paying for policies, and the amount paid out for claimsThey must report a $70 million capital surplus next year or face closure by state regulators. → surplus
